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10/9/14

Dutch Insurance Industry: Agis and Zilveren Kruis together under the name Zilveren Kruis

On January 1, 2015 Agis and Zilveren Kruis Healthcare insurance companies will merge under the name of Zilveren Kruis. This is subject to approval by the Dutch Central Bank.

The Dutch healthcare system is divided into three compartments:
› Long-term care for chronic conditions
› Basic and essential medical care, from GP visits to short-term hospital stays and specialist appointments or procedures
› Supplementary care (e.g. dental care, physiotherapy, cosmetic procedures)

Long-term care, including disability costs like wheelchairs, is covered by mandatory state insurance.

All regular (short-term) medical treatment is paid for by mandatory private health insurance. Supplementary care may be covered under health insurance, depending on the policy, or be paid for out of pocket.


The first step in healthcare in the Netherlands is to purchase Dutch health insurance.

It is mandatory for everyone to purchase at least a base level of insurance and you must do so within four months of arrival, even if you already have an existing policy that covers you in the Netherlands.


The first step in healthcare in the Netherlands is to purchase Dutch health insurance.
It is mandatory for everyone to purchase at least a base level of insurance and you must do so within four months of arrival, even if you already have an existing policy that covers you in the Netherlands.
- See more at: http://www.iamexpat.nl/expat-page/healthcare/dutch-healthcare-system-netherlands#sthash.0OZz28Oy.dpu
The Dutch healthcare system is divided into three compartments:
 Long-term care for chronic conditions
 Basic and essential medical care, from GP visits to short-term hospital stays and specialist appointments or procedures
› Supplementary care (e.g. dental care, physiotherapy, cosmetic procedures)
Long-term care, including disability costs like wheelchairs, is covered by mandatory state insurance.
All regular (short-term) medical treatment is paid for by mandatory private health insurance. Supplementary care may be covered under health insurance, depending on the policy, or be paid for out of pocket.
- See more at: http://www.iamexpat.nl/expat-page/healthcare/dutch-healthcare-system-netherlands#sthash.0OZz28Oy.dpuf
The Dutch healthcare system is divided into three compartments:
 Long-term care for chronic conditions
 Basic and essential medical care, from GP visits to short-term hospital stays and specialist appointments or procedures
› Supplementary care (e.g. dental care, physiotherapy, cosmetic procedures)
Long-term care, including disability costs like wheelchairs, is covered by mandatory state insurance.
All regular (short-term) medical treatment is paid for by mandatory private health insurance. Supplementary care may be covered under health insurance, depending on the policy, or be paid for out of pocket.
- See more at: http://www.iamexpat.nl/expat-page/healthcare/dutch-healthcare-system-netherlands#sthash.0OZz28Oy.dpuf
The Dutch healthcare system is divided into three compartments:
 Long-term care for chronic conditions
 Basic and essential medical care, from GP visits to short-term hospital stays and specialist appointments or procedures
› Supplementary care (e.g. dental care, physiotherapy, cosmetic procedures)
Long-term care, including disability costs like wheelchairs, is covered by mandatory state insurance.
All regular (short-term) medical treatment is paid for by mandatory private health insurance. Supplementary care may be covered under health insurance, depending on the policy, or be paid for out of pocket.
- See more at: http://www.iamexpat.nl/expat-page/healthcare/dutch-healthcare-system-netherlands#sthash.0OZz28Oy.dpu
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